If you have a Health Savings Account, a Health Reimbursement Arrangement, or a Flexible Spending Arrangement to pay for your health care costs, you need to know that after December 31, 2010 you won’t be able to use those funds to purchase over the counter medicines.

With cold and flu season coming our way, December is better month than January to stock up on those items that you’re likely to be using in the near future.